In the world of financial equities and alternative sources of finance, Equities First Holdings is a leader and lender in this capability. As a matter of fact, the company has been in operation for over one decade of professional experience. When Al Christy founded the company in 2002, he determined that it will become the most adopted source of alternative loans during the harsh economic crisis. Moreover, Equities First Holdings has also seen a great adoption in the use of stock-based loans during this severe financial crisis. During the harsh economic crisis, banks and other credit institutions tighten their lending capabilities in a manner that is unprecedented in this industry. For his reason, they end up working to attain better business entropy.
Since 2002, Equities First Holdings has issued more than $2 billion to its clients. When the company was founded, it was established to offer alternative sources of finance and advice. Therefore, it has provided these services through the help of its most sophisticated service employees. Equities First Holdings was also determined to reach all the parts of the world. Since then, its presence is now seen in the main continents Equities First Holdings has offices in Perth, Sydney, Singapore, the United States, the United Kingdom, Bangkok, and Hong Kong. Equities at LinkedIn .
Stock-based loans are the primary product offered by the company. He uses of stock-based loans has been increased during this harsh economic crisis. While most people think that margin and sock-based loans are seamless, hey have many differences. As a matter of fact, one can be tempted to choose the use of stock-based loans over the margin loans. For you to qualify for a margin loan, you must also sate the intended use of the money. However, this is not the case with the stock-based loans. The loan use is not pre-determined.
http://www.businesswire.com/news/home/20141102005020/en/Equities-Holdings-LLC-Continues-Growth-Acquires-Sydney-and-Perth-based for more .
Social Security accounts for an average of 40% of people’s retirement income, and yet most people don’t know how the complex rules affect the amount you receive. According to David Giertz, the President Nationwide Financial’s sales and distribution organization, “Those that turn on Social Security too early, they could lose up to $300,000 over 25 years.” Financial Advisors should be talking to their clients regarding social security.
In a study conducted by Nationwide Retirement Institute, they divided 900 people over the age of 50 into three categories, future retirees (people planning to retire within 10 years), recent retirees (people retired less than 10 years) and people that have been retired for over 10 years. 86% of the future retirees failed to determine the amount of benefits they would actually receive. The biggest misconception dealt with the age the person chose to begin collecting.
Although benefits are available at the age of 62, you will receive a lower payment if you start collecting before what they consider to be the full retirement age which varies between 65 and 67 depending on your date of birth. If you also choose to continue to work while you collect you could have to pay taxes on that income. Where as any income earned after you reach the full retirement age won’t be held against you.
Many people don’t have the option to wait past 62 to start collecting, either due to lack of savings, or unforeseen health costs or problems. 37% of the retirees in the study confirmed that health problems were the main reason they are not living the retirement that had initially envisioned. If you are able to wait, maximizing your Social Security is one way to help increase your retirement income. In fact, if you are able to wait to take your benefits until your full retirement age they grow by 8 percent of the full retirement amount each year.https://www.moneytips.com/insurance-agents/david-giertz-1
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