The Future of Blockchain, According to Jed McCaleb

Jed McCaleb, revered name in the programming community, has recently made a bold prediction concerning the industry that he is currently working in. As the CTO of Stellar, a blockchain company involved in the financial industry, McCaleb has the knowledge necessary to be able to speak on the future of blockchain.


In an interview conducted with CNBC, Jed McCaleb made his announcement. “In the next 10 years,” McCaleb said. “I wouldn’t be surprised if all equity isn’t tokenized on some blockchain.” McCaleb is of course referring to stocks. In addition to stock trading with cryptocurrency, McCaleb believes the banking system will one day be completely interwoven with blockchain.


Blockchain has a variety of advantages over traditional banking systems. A bank holds all its records in one single location; blockchain houses its ledgers of thousands of individual machines. This makes blockchain the single most secure technology in the world today. The ledgers created by blockchain are completely unhackable.


Speaking of stocks, one blockchain company is already working to create the possibility of purchasing stocks with bitcoin. Securrency offers services that allow investors to use bitcoin to invest in the stock market.


Securrency and Stellar may be competitors, but they are completely legit companies. Due to the popularity of blockchain, dozens of fraudulent companies have popped up. Legit companies that want to become a global platform must first wade through the fraudulent companies and worked to educate customers on legitimate blockchain technology.


About Jed McCaleb


McCaleb first made a name for himself in companies like Mt. Gox, eDonkey, and Overnet.


eDonkey and Overnet are two peer to peer file sharing companies that used decentralized technology to deliver files to users. Eventually, eDonkey and Overnet merged to create one massive file sharing network.


Mt. Gox, one of McCaleb’s most innovative ventures, was the first worldwide bitcoin exchange in existence. The company started as a marketplace for gamers, but due to McCaleb’s tenacity, he transformed it into an innovative platform.


Jed McCaleb founded Stellar alongside Joyce Kim in order to bring banking services to parts of the worlds that were going without. Thanks to Stellar, people all over the world now have the option to make international transactions.

Agora Financial Provides Unbiased Information for Investors

Anyone that is searching for solid invest advice from an unbiased source should consider what Agora Financial has put in place. These are the financial experts that are going to help people get the reports that can provide better insight for building a financial nest egg. There are tons of guides out there, but Agora Financial is one of the few companies that have provided such world class information.

The investors that are searching fro financial independence must have a starting point. They have to get advice from editors like Jim Rickards, Zach Scheidt and Amanda Stiltner. There are the editors that are all part of the Agora Financial trading groups. Some have experience in technology markets. Others like Jonas Elmerraji have experience with work on algorithmic trading strategies.

All of these different editors will provide a realistic strategy for investors in a much more efficient way. The publications from Agora Financial are abundant, and this is what gives people the insight that they need to keep their portfolios strong. The editors work on publications like “Insider Network,” “AGORA Financial’s Microcap Millionaires” and “Bubble Finance Trader.” These are just a few of many publications that investors can use to get started with their investments.

Agora Financial is making it possible to get a better stock forecast. People can get free newsletters, but the bulk of the information is made with the premium subscription based market news information. The editors from Agora Financial have made it possible for more people to get financial information because this company has so many strong financial experts. People that sign up for the publications will notice their financial investing prowess getting stronger. The investors will certainly allow more people to build better portfolios. Unbiased information is what investors need, and Agora Financial experts provide that.

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 Equities First Holdings, Your Best Business Partner!

In the world of financial equities and alternative sources of finance, Equities First Holdings is a leader and lender in this capability. As a matter of fact, the company has been in operation for over one decade of professional experience. When Al Christy founded the company in 2002, he determined that it will become the most adopted source of alternative loans during the harsh economic crisis. Moreover, Equities First Holdings has also seen a great adoption in the use of stock-based loans during this severe financial crisis. During the harsh economic crisis, banks and other credit institutions tighten their lending capabilities in a manner that is unprecedented in this industry. For his reason, they end up working to attain better business entropy.

Since 2002, Equities First Holdings has issued more than $2 billion to its clients. When the company was founded, it was established to offer alternative sources of finance and advice. Therefore, it has provided these services through the help of its most sophisticated service employees. Equities First Holdings was also determined to reach all the parts of the world. Since then, its presence is now seen in the main continents Equities First Holdings has offices in Perth, Sydney, Singapore, the United States, the United Kingdom, Bangkok, and Hong Kong. Equities at LinkedIn .

Stock-based loans are the primary product offered by the company. He uses of stock-based loans has been increased during this harsh economic crisis. While most people think that margin and sock-based loans are seamless, hey have many differences. As a matter of fact, one can be tempted to choose the use of stock-based loans over the margin loans. For you to qualify for a margin loan, you must also sate the intended use of the money. However, this is not the case with the stock-based loans. The loan use is not pre-determined. for more .

Have you talked to your Financial Advisor about Social Security?

Social Security accounts for an average of 40% of people’s retirement income, and yet most people don’t know how the complex rules affect the amount you receive. According to David Giertz, the President Nationwide Financial’s sales and distribution organization, “Those that turn on Social Security too early, they could lose up to $300,000 over 25 years.” Financial Advisors should be talking to their clients regarding social security.

In a study conducted by Nationwide Retirement Institute, they divided 900 people over the age of 50 into three categories, future retirees (people planning to retire within 10 years), recent retirees (people retired less than 10 years) and people that have been retired for over 10 years. 86% of the future retirees failed to determine the amount of benefits they would actually receive. The biggest misconception dealt with the age the person chose to begin collecting.

Although benefits are available at the age of 62, you will receive a lower payment if you start collecting before what they consider to be the full retirement age which varies between 65 and 67 depending on your date of birth. If you also choose to continue to work while you collect you could have to pay taxes on that income. Where as any income earned after you reach the full retirement age won’t be held against you.

Many people don’t have the option to wait past 62 to start collecting, either due to lack of savings, or unforeseen health costs or problems. 37% of the retirees in the study confirmed that health problems were the main reason they are not living the retirement that had initially envisioned. If you are able to wait, maximizing your Social Security is one way to help increase your retirement income. In fact, if you are able to wait to take your benefits until your full retirement age they grow by 8 percent of the full retirement amount each year.


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